I've discussed it with the builder but it's a tract home and they simply won't do it. Knowing that I won't be able to get another contractor to do it during the original construction, what can be done once the house is completed?

A: You're in a bit of a fix. I don't know why your builder won't build you a full basement but he must have his reasons. You have to remember, he owns the lot and the house until you make settlement with him and title passes. If he won't allow it, there isn't much you can do.

Two things to consider. First, he stands to make additional profit if he sells you a full basement so try to find out why he won't do it. Perhaps the water level is high or the ground is unsuitable.

If he can't come up with a good reason and other homes in the area have basements, consider having it done after settlement. A qualified masonry contractor can handle crawl space excavation for you. There should be no problems with the foundation or structural support of your home as long as the work is done properly.

Keep in mind however, that excavation would be a lot more costly to do after the house is built than during construction. If you can't come up with a good reason why your builder won't build you a full basement, you may want to rethink your buying decision.

To locate other general contractors or masonry contractors to discuss your options, visit Home Advisor, submit service requests for "Find a General Contractor" or "Install a Masonry or Stone Wall" so we can match you with the ideal service professional in your area.

This information is brought to you by Don Powell of Powell Building Corporation in Mt. Laurel, NJ.

-- Tips courtesy of HomeAdvisor.com